Attention homeowners: Real estate appraisal services for in Langhorne and Bucks County
Check out the top seven reasons why PA homeowners hire Home and Hearth Appraisals LLC:
Do you own a house in or near Langhorne? Do you need help deciding the price of your real estate?
We at Home and Hearth Appraisals LLC understand the individual needs of a homeowner after appraisal services. The appraisal process and reporting formats are familiar to our business clients like banks, lawyers, and accountants. Being a person not in the real estate field that probably doesn't look at appraisals every day,you can expect extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present the results of our analysis.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
It's very hard to be objective about your house because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Home and Hearth Appraisals LLC, are objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract many interested buyers, a professional appraisal is very crucial as a negotiating tool once you have an interested buyer. It gives you something concrete to show the buyer. The appraisal is an independent third party's opinion of your home's value, not just how much your house is worth. Potential buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to a professional appraiser's value report than yours.
Need to cancel PMI?
An attractive way to save money for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is below 80% of the value of your house, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. We are veterans in helping customers just like you get rid of unnecessary PMI insurance.
Challenging Bucks county's assessment of your property
Your local tax assessor may have your home overvalued if you live in an area that's going down or not appreciating as much as other houses close by. This only means you are paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better off you'll be. When challenging your property tax assessment, getting an appraisal from Home and Hearth Appraisals LLC is your chief weapon.
HELOC recently frozen?
Even if your specific property has not declined in value, your lender may just decide to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow point of view. Home and Hearth Appraisals LLC can provide you with efficient appraisal that will help you reinstate your home equity line of credit.
We Provide Field and Desktop Appraisal Review Services
Do you need a professional to double-check your appraisal for preciseness, or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. If you need it immediately, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal? We can We can assist you Even though this is usually requested by banks, you may desire to use this service if you suspect mortgage fraud related to your property.